Contest Rules and Regulations Eligibility and Entry: Any PEI credit union member who holds an active Spending Account (3000 series) as of August 31, 2016 11:59 PM AST will be eligible to participate in this contest and automatically entered into this contest. Anyone who does not wish to participate may withdraw from the contest by contacting PEI Credit Unions at at any time before the deadline. 
 No Purchase Necessary: No purchase of any credit union product or service is necessary in order to enter this contest. For members and non-members who wish to enter the contest without a Spending Account, please email for submission details. 
 Entry Restrictions: This contest is open to all residents of Prince Edward Island, Canada, with the exception of employees of Prince Edward Island credit unions or Atlantic Central, members of an employee’s immediate family, individuals domiciled with an employee, and Board members of an Atlantic Canadian credit union and Atlantic Central. Participants under the age of 18 years must have a consent form signed by a parent or legal guardian in order be eligible for entry.
 Entry Deadline: Entries will be accepted up to and including August 31, 2016.
 Prize: One prize, in the form of an account credit to their primary Spending Account (3000 series), valued at the sum of all eligible debits made to that account for their period starting from which ever occurred later, August 1, 2016 or the date and time the account was switched or opened as a Spending Account, until August 31, 2016, up to a maximum of $5,000. This prize will be awarded based on random draw. The winner will be randomly selected from all eligible entries. The odds of selection will depend on the total number of eligible entries received. The participant must correctly answer a time-limited, skill-testing mathematical question before the prize will be awarded and distributed. The prize must be accepted as awarded and it is not redeemable for exchanges or substitutions.
 Selection and Distribution of the Prize: The prize winner will be drawn on September 8, 2016. The selected participant will be contacted by phone no later than fourteen (14) days after the draw. The selected participant will be called at least three (3) times during is fourteen (14) day period. If the participant cannot be contacted during this time, the entry will be considered void and disqualified. The individual will then have no recourse against any PEI credit union or its agents. A new draw will then be conducted, and a winner will be selected. The winner must attend at the participating credit union in order to receive the prize.
 Participants: By entering the contest, participants agree to abide by all contest rules and regulations. By entering this contest, participants agree to release and hold harmless the credit union, and its agents from any and all liability resulting from contest participation, award, use, possession, or misuse of any prize, including any and all liability for injuries and loss or damage of any kind. No warranty or guarantees are given by the credit union surrounding the use of the prize.
 Prize Winner: By entering this contest, participants agree that, should they successfully win the prize, their name, photo, and likeness will be posted at credit unions across Prince Edward Island and could be used for advertising purposes without additional compensation.
 Governing Law: The contest is subject to all applicable federal, provincial, and municipal laws. All personal information that participants disclose for contest entry and participation will be collected, used, and disclosed for the sole purpose of contest administration. PEI Credit Unions reserve the rights to modify these rules as necessary without notice.
Spending Account Key Features Save on monthly fees. The monthly fee is waived if you maintain a minimum daily balance in your account during the month on all Spending Accounts. Interac® e-Transfers for everyone. At least one Interac® e-Transfer is now included in every Spending Account, with unlimited e-Transfers now included in the UltraFlex Spending Account. QuickSwitch your Account Whether you’re planning a trip or renovations on your home, with just a phone call you can quickly and easily switch your spending account to avoid any excess service charges.  Our Spending Accounts have been designed to make your life easier, and now we’re making it even better. If you have an active Spending Account during the month of August, you will automatically be entered to win what you spent during the month (up to $5,000). Don’t have a Spending Account yet, switch or open an account before August 31, 2016 to be entered. See complete contest details below.

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